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BHG Money Business Loans - Designed for professionals by industry experts
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Business Opportunity Loans
Diversify revenue,
increase your
bottom line
Identify opportunities,
and capitalize
Estimate your business opportunity loan payment in as few as 30 seconds
Financial freedom to explore new ventures
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Extended repayment terms — up to 12 years1
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Large loan amounts — up to $500,0001,2
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Affordably low monthly payments
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May be approved in as little as 24 hours3
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Funding in as few as 3 days3
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Premium service 7 days a week
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No personal collateral required
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Won’t affect personal credit
A partner to
help you grow
Let's find the right loan to fit your needs
Understanding business
opportunity loans
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What is a business opportunity loan and how does it work?
This is a business loan from BHG Money that you can use to take advantage of new opportunities, like expanding into new markets. To get a business opportunity loan, simply follow these steps:
- Estimate your payment in as few as 30 seconds
- Apply online or call our US-based team 7 days a week
- Get funded in as few as 3 days
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Will a business opportunity loan affect my personal credit?
No. Our business loans will not impact your personal credit. We only do a soft pull of your credit when you apply, so your score will not be affected. Then, after you are funded, your BHG Money business loan will not be reported to the credit bureaus, allowing you to take on more credit in the future if need be.
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Can you fund a business opportunity with no money down?
Yes. Also, BHG Money does not charge application fees, and there are no pre-closing costs.
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If the opportunity I am looking to fund is a new business, do I need to provide a business plan?
No. At BHG Money, we do not require a business plan, pro forma, or personal collateral when funding business loan requests.
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What is a business acquisition loan?
A business acquisition loan is when a bank or a lender provides a company or an investor with partial or full funding to acquire a business.
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Can I acquire a business with a business loan from BHG Money?
Yes. You can purchase a business with a business loan. Our business loans go up to $500,000 with repayment terms out to 12 years, making your monthly payments low and affordable.
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Is a business acquisition loan the same as a bridge loan?
No. A business acquisition loan is not the same as a bridge loan. A bridge loan is a short-term loan that gives you enough money to secure a deal while you wait for a full loan like a traditional business acquisition loan to come through. A business acquisition loan provides you with the financing you need to complete the full purchase.
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Do business acquisition loans cover all types of businesses?
Yes, if the lender you use approves of the use of funds. Each lender has a different policy.
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Are working capital loans a good idea?
Working capital loans can be beneficial if you could use outside financing to achieve your business goals. Our working capital loan solutions provide large amounts and extended terms, which can help put your goals within reach.
View your estimate
No application fees, commitment, or impact on personal credit to estimate your payment.
1Terms subject to credit approval upon completion of an application. Loan sizes, interest rates, and loan
terms vary based on the applicant's credit profile. Finance amount may vary depending on the applicant's state of residence.
Call 866-297-4311 for complete program details.
2BHG Money business loans typically range from $20,000 to $250,000; however, well-qualified borrowers may be
eligible for business loans up to $500,000.
3This is not a guaranteed offer of credit and is subject to credit approval.
For California Residents: Consumer and commercial loans made or arranged pursuant to a California Financing Law license - Number 603G493.
IMPORTANT INFORMATION ABOUT ESTABLISHING A NEW CUSTOMER RELATIONSHIP
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial
institutions to obtain, verify and record information that identifies every customer. What this means for you: When you
apply for a loan, we will ask for your name, address, date of birth, social security number and other information that
will allow us to identify you. We may also ask to see your driver's license or other identifying documents. If all required
documentation is not provided, we may be unable to establish a customer relationship with you.