When you apply, you will need to provide the following information:
Upon completion, you will receive a copy of the application for verification and signing purposes, and you will need to provide us with your most recent pay stub for income verification.
Signed application and income documentation will be required before facilitating a credit decision. Documentation may vary based on creditworthiness.
BHG Financial is a non-bank direct lender. We’re different from traditional lenders and banks in various ways:
We’ve been funding professionals since 2001. See what our customers have to say about their experiences on Trustpilot.
We’ve also been honored by Inc. Magazine for growth and job creation more than 10 times.
We’ve worked with tens of thousands of clients since 2001. You can find many reviews on Trustpilot.
BHG Financial is committed to protecting consumer privacy and utilizes multiple identity theft prevention methods. Identity theft hurts everyone, not only the person whose identity is stolen, but financial institutions also lose out on stolen funds. In order to get a loan with BHG Financial, an applicant will have to go through a thorough application and underwriting process, which includes a full identity verification prior to receiving any funds.
Identity Theft & Fraud remain the fastest growing crimes in the United States. The total cost of identity theft in 2020 was $56 billion, the highest number in recorded history. Identity fraud scams cost victims $43 billion and traditional identity fraud cost victims $13 billion, according to a 2021 study by Javelin Strategy & Research. Financial services companies, like BHG Financial, are also the targets of these schemes. We work diligently to protect our customers, employees, and our firm from the myriad of threats that exist in our fast-paced business environment.
At BHG Financial, we have invested significantly into building an industry-leading fraud prevention program that delivers on our commitment to protecting your privacy, your information, and your trust in BHG Financial. We work diligently to provide robust and effective verification options for each customer prior to receiving any funds, or opening any of our financial products.
If you feel you have been the victim of Identity Theft or Identity Fraud, BHG Financial strongly encourages you to reach out to the following companies and government agencies, using these resource sheets:
1This is not a guaranteed offer of credit and is subject to credit approval.
2Terms subject to credit approval upon completion of an application. Loan sizes, interest rates, and loan terms vary based on the applicant's credit profile. Finance amount may vary depending on the applicant's state of residence. Call 866-297-4311 for complete program details.
3BHG Money business loans typically range from $20,000 to $250,000; however, well-qualified borrowers may be eligible for business loans up to $500,000.
4There is no impact on your credit for applying. A complete credit history, which will appear as an inquiry on your credit report, will be performed upon acceptance and funding of a loan.
IMPORTANT INFORMATION ABOUT ESTABLISHING A NEW CUSTOMER RELATIONSHIP
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies every customer. What this means for you: When you apply for a loan, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. If all required documentation is not provided, we may be unable to establish a customer relationship with you.