When you apply, you will need to provide the following information:
Upon completion, you will receive a copy of the application for verification and signing purposes, and you will need to provide us with your most recent pay stub for income verification.
Signed application and income documentation will be required before facilitating a credit decision. Documentation may vary based on creditworthiness.
BHG Financial is a non-bank direct lender. We’re different from traditional lenders and banks in various ways:
We’ve worked with tens of thousands of clients since 2001. You can find many reviews on Trustpilot.
BHG Financial is committed to protecting consumer privacy and utilizes multiple identity theft prevention methods. Identity theft hurts everyone, not only the person whose identity is stolen, but financial institutions also lose out on stolen funds. In order to get a loan with BHG Financial, an applicant will have to go through a thorough application and underwriting process, which includes a full identity verification prior to receiving any funds.
Identity Theft & Fraud remain the fastest growing crimes in the United States. The total cost of identity theft in 2020 was $56 billion, the highest number in recorded history. Identity fraud scams cost victims $43 billion and traditional identity fraud cost victims $13 billion, according to a 2021 study by Javelin Strategy & Research. Financial services companies, like BHG Financial, are also the targets of these schemes. We work diligently to protect our customers, employees, and our firm from the myriad of threats that exist in our fast-paced business environment.
At BHG Financial, we have invested significantly into building an industry-leading fraud prevention program that delivers on our commitment to protecting your privacy, your information, and your trust in BHG Financial. We work diligently to provide robust and effective verification options for each customer prior to receiving any funds, or opening any of our financial products.
If you feel you have been the victim of Identity Theft or Identity Fraud, BHG Financial strongly encourages you to reach out to the following companies and government agencies, using these resource sheets: