Business Loans

Designed for
professionals by
industry experts

Accomplish more, fast

With loans up to $250,000 and funding in as few as 3 days,* you can pursue your biggest ambitions — efficiently.

Estimate your business loan payment in as few as 30 seconds

See how affordable your business goals can be without impacting your credit score.
Please enter a value between $20,000 - $250,000
No application fees, commitment or impact on personal credit to estimate your payment.
Streamlined application

Get funded —
with minimal requirements

You work hard — applying for a loan should be easy. We provide flexible business loans fast, with no personal collateral requirements.
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Use your money your way

Business Debt Consolidation

Take control of business
debt. Get back to what you
do best.

Learn more

Business Opportunity Loans

Move in on new ventures.
Boost your bottom line.

Learn more

Business Investment Loans

Unlock the potential of
your business. Keep your
cash flow strong.

Learn more

Startup Loans

Launch your idea.
Start executing.

Learn more

SBA 7(a) Loans

Grow your business — or
buy one.

Learn more

Here is how BHG compares to other lenders

Whether you’re invested in the future or looking to meet short-term obligations we have solutions to maximize your peace of mind.
Max Loan Amount
Loan Term
Personal Collateral
Minimum FICO
Best Option
up to $250,000
3-12 years
No
None
Lending Club
up to $40,000
3-5 years
No
600
OnDeck
up to $250,000
0-2 years
No
600

A partner to help you achieve your business goals

With 20 years of experience and real-life examples, you can be confident that we’ll provide the best solution for your business.
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Industry-leading business loan features
We provide a best-in-class lending experience that will meet your needs — and exceed your expectations.
  • Extended repayment terms — up to 12 years*
  • Large loan amounts — up to $250,000*
  • Affordably low monthly payments
  • May be approved in as little as 24 hours*
  • Funding in as few as 3 days*
  • Premium service 7 days a week
  • No personal collateral required
  • Won’t affect personal credit*

Let's find the right loan to fit your needs

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Understanding Business Loans

  • What are the steps to get a business loan?

    The steps to get a BHG Money business loan include the following:

    1. Estimate your payment in as few as 30 seconds

    2. Apply online or call our US-based team 7 days a week

    3. Get funded in as few as 3 days*

  • What is a good credit score to get a business loan?
    Different lenders will examine different factors when reviewing an application for a business loan. Therefore, a certain credit score is not a guarantee of funding.

    At BHG Money, we look at multiple attributes, not simply your credit score. We work with you to understand your situation and to find a financial solution that fits your needs.
  • Is a business loan the same as a personal loan?
    No. A business loan is intended for business use, such as consolidating business debt, upgrading equipment or technology, renovating an office, and more. A personal loan is intended for personal use, such as covering unplanned personal expenses, consolidating personal debt, or paying for a vacation.
  • What documents do I need to prepare when applying for a business loan?

    When you apply for a business loan from BHG Money, please have the following available:

    1. Financial need and loan amount
    2. Corporate and personal financial statement to help us better assess your finances
    3. Most recent pay stub for income verification

    Please note that a signed application and income documentation will be required before facilitating a credit decision. Documentation may vary based on creditworthiness.

  • Can I get a business loan with no money down?
    Yes. You can get a business loan with no money down. At BHG Money, there are no upfront out-of-pocket expenses when you take a business loan.
  • How can I get a first-time business loan?
    If you own a business and would like to take a business loan—or if you are an entrepreneur and are looking to obtain a loan for your startup—we can help. BHG Money has been funding businesses since 2001.
  • Can you get a business loan with bad credit?
    Depending on your lender and your unique situation, you may be able to get a business loan.

    At BHG Money, we review multiple factors when you apply for a loan, not solely your credit score. We work with our clients to create financial solutions that meet their needs.

View your estimate

No application fees, commitment, or impact on personal credit to estimate your payment.

* Terms subject to credit approval upon completion of application. Loan sizes and interest rates vary and are determined by applicant’s credit profile. Call for complete program details. For California Residents: Consumer and commercial loans made or arranged pursuant to a California Financing Law license - Number 603G493.

IMPORTANT INFORMATION ABOUT ESTABLISHING A NEW CUSTOMER RELATIONSHIP

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies every customer. What this means for you: When you apply for a loan, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. If all required documentation is not provided, we may be unable to establish a customer relationship with you.