The steps to get a BHG Money business loan include the following:
1. Estimate your payment in as few as 30 seconds
2. Apply online or call our US-based team 7 days a week
3. Get funded in as few as 3 days
Accomplish more, fast
With loans up to $500,0001,2 and funding in as few as 3 days3, you can pursue your biggest ambitions — efficiently.
Use your money your way
Industry-leading business loan features
We provide a best-in-class lending experience that will meet your needs — and exceed your expectations.
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Extended repayment terms — up to 12 years1 -
Large loan amounts — up to $500,000
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Affordably low monthly payments
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Approval in as little as 24 hours3
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Funding in as few as 3 days
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Premium service 7 days a week
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No personal collateral required
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No impact on credit score to apply
Understanding Business Loans
No. A business loan is intended for business use, such as consolidating business debt, upgrading equipment or technology, renovating an office, and more. A personal loan is intended for personal use, such as covering unplanned personal expenses, consolidating personal debt, or paying for a vacation.
Yes. You can get a business loan with no money down. At BHG Money, there are no upfront out-of-pocket expenses when you take a business loan.
Different lenders will examine different factors when reviewing an application for a business loan. Therefore, a certain credit score is not a guarantee of funding.
At BHG Money, we look at multiple attributes, not simply your credit score. We work with you to understand your situation and to find a financial solution that fits your needs.
When you apply for a business loan from BHG Money, please have the following available:
- Financial need and loan amount
- Corporate and personal financial statement to help us better assess your finances
- Most recent pay stub for income verification
Please note that a signed application and income documentation will be required before facilitating a credit decision. Documentation may vary based on creditworthiness.
If you own a business and would like to take a business loan—or if you are an entrepreneur and are looking to obtain a loan for your startup—we can help. BHG Money has been funding businesses since 2001.
1Terms subject to credit approval upon completion of an application. Loan sizes, interest rates, and loan terms vary based on the applicant's credit profile. Finance amount may vary depending on the applicant's state of residence. Call 866-297-4311 for complete program details.
2BHG Money business loans typically range from $20,000 to $250,000; however, well-qualified borrowers may be eligible for business loans up to $500,000.
3This is not a guaranteed offer of credit and is subject to credit approval.
For California Residents: BHG Money loans made or arranged pursuant to a California Financing Law license - Number 603G493.
IMPORTANT INFORMATION ABOUT ESTABLISHING A NEW CUSTOMER RELATIONSHIP
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies every customer. What this means for you: When you apply for a loan, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. If all required documentation is not provided, we may be unable to establish a customer relationship with you.
