Business Loans

Tailored commercial financing with amounts up to $500K1,2 and flexible terms of up to 12 years1

Debt consolidation loan

Turn business debts into one fixed and affordable monthly payment

Existing business investment loan

Upgrade and expand your current business to increase your bottom line

New business opportunity loan

Buy into a business or develop passive income opportunities

Working capital loan

Boost your liquidity to finance all of your business needs and initiatives 

Personal Loans

Customized consumer financing with amounts up to $200K1 and flexible terms of up to 10 years1

Debt consolidation

Turn personal debts into one fixed and affordable monthly payment

Home improvement

Remodel your kitchen and bath, add a pool, or make other upgrades to your space

Other ways to use your funds

Pursue multiple goals with one comprehensive financial solution 


Upgrade and grow your operations

Finance income-producing initiatives that are going to take your business to the next level.

How much are you looking to finance?
Please enter a value between $20,000 - $500,000

No application fees, commitment, or impact on personal credit to view your estimate.

BHG Loans
BHG Loans

The BHG Money difference:

Large loans

Up to $500K1,2

Low payments

Up to 12 years1

Concierge service

7 days a week


Propel your business to even greater heights

The best business owners are always making improvements. That’s why we offer financing with a flexible use of funds, so you can tackle all your expansion goals—on your terms.


Invest in your workspace

Expand, remodel, or relocate your facilities to retain and attract new customers. Reimagine your public-facing space with state-of-the-art features and conduct your business with more confidence in today’s competitive environment.

Expand your business

Upgrade your operations, explore new markets, and add new products/services to increase your client base and strengthen your bottom line.


Lending designed around you

As a hardworking professional, your time is valuable. 
We've streamlined the funding process to provide you with a frictionless experience.

3 steps

1. Get Started

Our dedicated team will guide you through the process and help you submit any necessary documents.

2. Review your file

We’ll review your qualifications and check your credit, but don’t worry—applying won’t affect your credit score.3

3. Receive your funds

If approved, we’ll make sure your custom loan solution meets your needs and gets funded promptly.


BHG Money creates financial solutions tailored to the unique needs of the country’s top professionals, providing a lending experience built on premium concierge service.


Loans funded

A+ Rating




Consider us your trusted financial partner

We're commited to serving the needs of our borrowers. 


FAQs: Existing Business Investment Loans

An Existing Business Investment Loan is used to invest in your current business. Whether you’re looking to grow into new markets, establish new offerings, invest in upgrades, or develop your workspace, we've got you covered. 

At BHG Money, once your loan is funded, we place that responsibility on you. We do not require you to submit receipts.

  1. Fill out an application. You can apply online in minutes or call us directly to speak with a loan specialist.
  2. We’ll gather the necessary documentation for you. This may include income verification documents such as tax returns and bank statements. If anything else is needed to process your application, we’ll reach out to work with you.
  3. After we’ve received all the necessary information and documents, our team will review your qualifications and notify you promptly regarding approval.

Unlike other lenders—which typically require you to allocate your loan toward a single use case and oversee how you use your funds—BHG Money allows you to use your loan your way. If you’re approved, once the funds are in your account, you can use them for one or various purposes, from buying or upgrading your office space, to acquiring new equipment, and more. 

Working capital loans can be beneficial if you need outside financing to achieve your business goals. Our Existing Business Investment Loans provide large amounts and extended terms, which can help put your goals within reach. 

No. Applying for our business loans will not impact your personal credit. We only perform a soft pull of your credit when you apply, so your score will remain intact. After you’re funded, your BHG Money business loan will not be reported to the credit bureaus. However, if your account becomes delinquent, we can report the delinquent trade line to the bureaus.

BHG considers you based on the credit and income you provide at the time of the loan application and approval.

Important note: If your employment or income status changes after you receive a loan, you’re still obligated to pay it back based on the existing loan terms.

No, we evaluate a combination of personal and business income, among other factors, to make a loan decision.

No, there is no minimum requirement.

The Existing Business Investment Loan is a secured loan. For commercial loans, BHG Money files a lien on the business via a Uniform Commercial Code (UCC) filing.   

The interest rate is fixed.

The typical BHG Existing Business Investment Loan customer earns an annual income of $155K/year, has a 738 FICO Score, and has been in business for an average of 19 years.

View your estimate

There is no cost, commitment, or impact on your credit score to see your estimate.

¹ Terms subject to credit approval upon completion of an application. Loan sizes, interest rates, and loan terms vary based on the applicant's credit profile. Finance amount may vary depending on the applicant's state of residence. Call for complete program details.

² BHG Money business loans typically range from $20,000 to $250,000; however, well-qualified borrowers may be eligible for business loans up to $500,000.

Testimonial(s) based on unique customer experience. Individual customer experiences may vary.

For California Residents: BHG Money loans made or arranged pursuant to a California Financing Law license - Number 603G493.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies every customer. What this means for you: When you apply for a loan, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. If all required documentation is not provided, we may be unable to establish a customer relationship with you.