Personal Loans

Personalized for
your goals

Cover your want-to’s & have-to’s

BHG Money provides loans up to $200,000.* Cover what you need — and what you want — with low monthly payments.

Estimate your personal loan payment in as few as 30 seconds

See how affordable your financial goals can be.
Please enter a value between $20,000 - $200,000
No application fees, commitment or impact on personal credit to estimate your payment.
Streamlined application

Get funded —
with minimal requirements

You work hard — applying for a loan should be easy. We provide flexible personal loans fast, with no personal collateral requirements.
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Use your money your way

Personal Debt Consolidation

Take control of
personal finances.

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Home Improvement1

Improve your home.
Maintain your equity.

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Personal Investments

Build your wealth.
Protect your savings.

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Life Events

Experience life’s biggest
moments — without
compromise.

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A partner to help you achieve your financial goals

With 20 years of experience and real-life examples, you can be confident that we'll provide the right solution for your needs.
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Industry-leading personal loan features
We provide a best-in-class lending experience that will meet your needs — and exceed your expectations.
  • Large loan amounts - up to $200,000*
  • Affordably low monthly payments
  • May be approved in as little as 24 hours*
  • Funding in as few as 5 days*
  • Premium service 7 days a week
  • No personal collateral required
  • No lockout period or prepayment penalty

Let's find the right loan to fit your needs

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Understanding Personal Loans

  • How do I get a personal loan?

    To apply for a personal loan from BHG Money, follow these three steps:

    1. Estimate your payment in as few as 30 seconds

    2. Apply online or call our US-based team 7 days a week

    3. Get funded in as few as 5 days*

  • What is a personal loan?

    A personal loan is funding provided by a bank or other lender, where the funds received are intended for personal use. Our personal loans can be used to pay for:

    1. Personal debt consolidation
    2. Major purchases
    3. Home improvement projects1
    4. Life events
    5. Vacations
    6. Investments
    7. Unexpected expenses
  • Can I get a personal loan with bad credit?
    At BHG Money, you're more than a credit score. We work with you to understand your situation and look at various attributes during the application process to find a solution that’s right for you.
  • How do personal loans work?
    Once you apply and are approved for a personal loan, you will receive your funds. Most personal loans have fixed repayment schedules to follow to pay back the amount you borrowed.

    At BHG Money, we offer affordably low monthly payments. You can receive funds in your account in as few as 5 days.*
  • What are the benefits of obtaining a personal loan?
    The benefit of taking a personal loan from BHG Money is that you can cover your wants and needs (from travel and home improvements¹ to debt consolidation) without tying up your cash or savings. Then you can pay the loan back in affordably low monthly payments.
  • Can you refinance a personal loan?
    Yes. You can refinance a personal loan. Refinancing is simply taking a new loan out to replace the old loan.
  • What is an unsecured personal loan?
    An unsecured personal loan is a type of loan where the lender does not require collateral for a borrower to secure funds. BHG Money provides unsecured loans, allowing you to obtain funds without having to risk your assets.
  • How long does it take to get a personal loan?
    This depends on the lender and their process. At BHG Money, we can approve a loan request in as little as 24 hours and provide a personal loan solution in as few as 5 days.*
  • Is personal loan interest tax deductible?
    No. A personal loan is not tax deductible. We recommend that you consult your accountant for information related to tax deductions.

View your estimate

No application fees, commitment, or impact on personal credit to estimate your payment.

Personal loans not currently available in Illinois or Maryland

*Terms subject to credit approval upon completion of application. Loan sizes, interest rates, and loan terms vary and are determined by applicant's credit profile. Finance amount may vary depending on your state of residence. Call for complete program details. For California Residents: Consumer and commercial loans made or arranged pursuant to a California Financing Law license - Number 603G493. Annual percentage rates (APRs) for BHG Money personal loans range from 10.49% to 29.99%, with terms from 3 to 10 years.

Personal Loan Repayment Example: A $59,755 personal loan with a 7-year term and an APR of 17.2% would require 84 monthly payments of $1,229.

1Consumer loans funded by one or more participating lenders. Equal Housing Lenders.

IMPORTANT INFORMATION ABOUT ESTABLISHING A NEW CUSTOMER RELATIONSHIP

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies every customer. What this means for you: When you apply for a loan, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. If all required documentation is not provided, we may be unable to establish a customer relationship with you.