Industry-leading personal loan features
We provide a best-in-class lending experience that will meet your needs—and exceed your expectations.
Streamlined Application
Get started online or apply
over the phone with no
cost or commitment.
Quick Approval
Submit minimal documentation
and you may be approved in
as little as 24 hours.
Fast Funding
Review your terms and receive
your funds via wire transfer
in as few as 5 days.
A life event loan from BHG Money is a personal loan that you can use to pay for various occasions. To get a life event loan, simply follow these steps:
1. Estimate your payment in as few as 30 seconds
2. Apply online or call our US-based team 7 days a week
3. Get funded in as few as 5 days
No. Our personal loans can be used for multiple personal uses. For example, if you apply for a loan with the intention of paying for a wedding, you can use any remaining personal loan proceeds to cover your next vacation, pay for unplanned expenses, or even consolidate your personal debt.
With BHG Money, you can get approved for a personal loan in as little as 24 hours, and you can receive your funds in as few as 5 days.
Our personal loans can be used for a wide range of purposes related to life events, such as:
Other lenders may provide personal loan amounts up to $50,000 or $100,000. At BHG Money, we provide anywhere from $20,000 up to $200,000 so that you can pursue your biggest ambitions. Also, we offer fast funding in as few as 5 days and extended terms, giving you affordably low monthly payments.
Personal loans may impact your personal credit during the full credit inquiry that the lender performs following your application or before funding.
At BHG Money, we do not perform a full credit inquiry until the funding stage, so your credit score will not be impacted during the application process.
Personal loans not currently available in Illinois or Maryland.
1Terms subject to credit approval upon completion of an application. Loan sizes, interest rates, and loan terms vary based on the applicant's credit profile. Finance amount may vary depending on the applicant's state of residence.
2There is no impact on your credit for applying. For personal loans, a complete credit history, which will appear as an inquiry on your credit report, will be performed upon acceptance and funding of the loan and may impact your credit.
Consumer loans funded by one or more participating lenders. Equal Housing Lenders. 
Annual percentage rates (APRs) for BHG Money personal loans range from 11.96% to 23.99%, with terms from 3 to 10 years.
Personal Loan Repayment Example: A $59,755 personal loan with a 7-year term and an APR of 17.2% would require 84 monthly payments of $1,229.
For California Residents: BHG Money loans made or arranged pursuant to a California Financing Law license - Number 603G493.
IMPORTANT INFORMATION ABOUT ESTABLISHING A NEW CUSTOMER RELATIONSHIP
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies every customer. What this means for you: When you apply for a loan, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. If all required documentation is not provided, we may be unable to establish a customer relationship with you.
