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Life Event Loans

You deserve to enjoy life's biggest moments

What's your ideal loan amount?
Please enter a value between $20,000 - $200,000
No application fees, commitment or impact on personal credit to estimate your payment.

From trips and celebrations to new family additions

From planning your dream wedding or trip to preparing for the arrival of a new baby, our funds are designed to help you get the most out of big moments — and prepare for unexpected expenses.

Estimate your life event loan payment in as few as 30 seconds

See how affordable major milestones can be without impacting your credit score.
Please enter a value between $20,000 - $200,000
No application fees, commitment or impact on personal credit to estimate your payment.
Streamlined application

Fund life’s biggest occasions with less stress

You work hard — getting the funds you need should be easy. We provide flexible funding fast, with no personal collateral requirements.
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Industry-leading personal loan features
We provide a best-in-class lending experience that will meet your needs — and exceed your expectations.
  • Large loan amounts - up to $200,0001
  • Affordably low monthly payments
  • Approval in as little as 24 hours2
  • Funding in as few as 5 days2
  • Premium service 7 days a week
  • No personal collateral required
  • No lockout period or prepayment penalty

A partner to help you afford important moments

With 20 years of experience and real-life examples, you can be confident that BHG Money will provide you with insight-based advice on the ideal financial solution for your situation.
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How to get your
life event loan

Streamlined Application

Get started online or
apply over the phone with
no cost or commitment.

Quick Approval

Submit minimal documentation
and you may be approved in
as little as 24 hours.

Fast Funding

Review your terms and
receive your funds via
wire transfer in as few as 5 days.

Let's find the right loan to fit your needs

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Understanding Life Event Loans

View your estimate

No application fees, commitment, or impact on personal credit to estimate your payment.

Personal loans not currently available in Illinois or Maryland.

1Terms subject to credit approval upon completion of an application. Loan sizes, interest rates, and loan terms vary based on the applicant's credit profile. Finance amount may vary depending on the applicant's state of residence. Call 866-297-4311 for complete program details.

2This is not a guaranteed offer of credit and is subject to credit approval.

Consumer loans funded by one or more participating lenders. Equal Housing Lenders.

Annual percentage rates (APRs) for BHG Money personal loans range from 12.99% to 22.49%, with terms from 3 to 10 years.

Personal Loan Repayment Example: A $59,755 personal loan with a 7-year term and an APR of 17.2% would require 84 monthly payments of $1,229.

For California Residents: Consumer and commercial loans made or arranged pursuant to a California Financing Law license - Number 603G493.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies every customer. What this means for you: When you apply for a loan, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. If all required documentation is not provided, we may be unable to establish a customer relationship with you.