Personal Loans
Say goodbye to one-size-fits-all funding with a personal loan
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Large loan amounts: Up to $200K1
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Fixed affordable payments: Terms up to 10 years1,2
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Fast funding: In as few as 5 days3
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Concierge service: U.S.-based loan specialists for every application
How much are you looking to finance?
No application fees, commitment, or impact on personal credit to check your rate.
Image is an example only and does not reflect actual customer information.
Personal Loan Average
Customer Stats
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Annual personal
income $241K
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No prior bankruptcy
or collections
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FICO 744
SOURCE: NerdWallet - Accessed on 4.30.24"
Experience the BHG Financial Difference
One loan for all your personal financial goals
At BHG Financial, we're committed to supporting you throughout your financial journey with tailored personal financing to experience all of life's milestones.
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Large amounts: Finance multiple goals with up to $200K1
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Flexible funds: Use the loan your way
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Customized offers: Choose the best offer and term for you
Your finances—simplified
By taking advantage of our fixed rates and extended repayment terms1, you can reduce your payments and free up funds to accomplish your personal goals.
Yearly Savings Comparison Example
Based on a loan for:
$50,000
Average Industry
Long Term (60 mo)
$1,180/mo*
BHG Financial
Max Term (120 mo)
$795/mo*
Yearly Savings
(monthly payments)
$4,620
Monthly payment is a representative example and for illustrative purposes only.
*BHG monthly payment based on BHG’s minimum available APR of 14.63% as of 10/23/24 and includes an origination fee. Your actual loan size, loan term, and monthly payment amount may vary based on your individual credit profile and other information provided in your loan application. Terms subject to credit approval.
A HASSLE-FREE PROCESS
How our personal loans work
As a busy professional or business owner, your time is valuable. At BHG Financial, we’ve streamlined the application process to get you funded fast so that you can get back to business.
1. View your offers
Provide basic personal and financial information to check your eligibility and unlock tailored offers. But don’t worry — there’s no impact on personal credit to check your rate.4
2. Get your funding decision
Your dedicated loan specialist will help you submit any necessary documents to confirm your qualifications and tailor a loan solution for your financing needs.
3. Receive funds fast
If approved, you will receive your funds in one lump sum in as few as 5 days.3
To achieve continued success, the country’s top professionals and business owners rely on BHG Financial for exceptional financing, a simplified lending process, and personalized service.
$21 Billion +
Loans funded
23 years
Lending experience
A+ Rating
BBB
190,000 +
Customers funded
Consider us your trusted financial partner
BHG Financial is committed to the success of our customers.
LEARN MORE
Personal loans FAQs
See real offers fast
There is no cost, commitment, or impact on personal credit to view your loan offer.4
Personal loans not available in North Dakota.
1Terms subject to credit approval upon completion of an application. Loan sizes, interest rates, and loan terms vary based on the applicant's credit profile. Finance amount may vary depending on the applicant's state of residence.
2Personal Loan Repayment Example: A $59,755 personal loan with a 7-year term and an APR of 17.2% would require 84 monthly payments of $1,228.
Annual percentage rates (APRs) for BHG Financial personal loans range from 11.96% to 25.31%, with terms from 3 to 10 years.
3This is not a guaranteed offer of credit and is subject to credit approval.
4There is no impact on your credit for applying. For personal loans, a complete credit history, which will appear as an inquiry on your credit report, will be performed upon acceptance and funding of the loan and may impact your credit.
Consumer loans funded by Pinnacle Bank, a Tennessee bank, or County Bank. Equal Housing Lenders. 
Testimonial(s) based on unique customer experience. Individual customer experiences may vary.
For California Residents: BHG Financial loans made or arranged pursuant to a California Financing Law license - Number 603G493.
IMPORTANT INFORMATION ABOUT ESTABLISHING A NEW CUSTOMER RELATIONSHIP
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies every customer. What this means for you: When you apply for a loan, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. If all required documentation is not provided, we may be unable to establish a customer relationship with you.