BHG WORLD ELITE Mastercard®
For wherever you want to take your business, the BHG WORLD ELITE Mastercard can get you there
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BHG WORLD ELITE Mastercard Image
Premium features,
premium benefits
Intro Offer
Earn a $500 cash back bonus with $10,000 spend in the first 90 days3
Intro APR
0%
on balance transfers for 6 months, made in the first 60 days—after that, a variable APR of 16.99% to 26.99% will apply based on creditworthiness
TRAVEL & LIFESTYLE SERVICES
100+
benefits, amenities, upgrades and preferential treatment
Cash Back
3%
on office supplies and business services; 2% on dining and travel1, 2
Feel secure whenever and wherever you are
Icon Fraud
ID Theft Protection
We are watching out to keep your identity safe and protected
Icon Credit
Zero Liability
Pay only for the purchases you have authorized
Icon Assistance
Global Emergency
24 hours a day, 7 days a week customer service assistance with Lost and Stolen Card Reporting and replacement
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Marquee Benefit
Mastercard Business Assistant
Imagine your own assistant 24/7/365. This robust personalized feature will save you time and simplify your busy day.
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Industry-leading credit features
Intro Offer
Earn a $500 cash back bonus with $10,000 spend in the first 90 days.3
Cash back
Unlimited 3% cash back on office supplies and business services; 2% cash back on dining and travel; 1% on all other purchases.3,4
Intro APR
0% APR on balance transfers for 6 months, made within the first 60 days.
Fees
Annual fee of $195 (waived first year). No hidden fees.
Better Business Management
Enjoy enhanced features for easy business management, including the option of accounts for multiple employees with assigned spending levels, consolidated or individual billing statements, simplified reporting for tax write off purposes, and more.
Mastercard Easy Savings
Use your Mastercard business card on qualified purchases at any participating merchant and your rebates will be automatically applied to your account.
Exclusive Merchant Offers
Enjoy exclusive offers with popular digital brands every day, time-saving products and services such as Salesforce Essentials, TurboTax, and QuickBooks.
Mobile Receipt Management
Take the hassle out of managing and categorizing expenses with the mobile application.
Travel & Lifestyle Services
Enjoy access to Mastercard Travel & Lifestyle Services, a suite of benefits, amenities and upgrades, preferential treatment, and premium travel offers.
Priceless Experiences
Be the VIP wherever you are with access to unforgettable experiences and exclusive benefits.
ID Theft Protection
Detection of identity and fraud threats. Alerts on suspicious activity. Identity theft support and resolution.
Master Rental
Coverage for physical damage and theft to a rental vehicle when transaction is with an eligible Mastercard and rental company insurance is declined.
Mastercard Global Services
24-hour assistance with lost and stolen card reporting, emergency card replacement and emergency cash advance.
Airport Concierge
Enjoy a 15% savings on Airport Meet and Greet services at over 700 destinations worldwide 24 hours a day, 7 days a week.

1We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1 point per dollar spent as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back rewards.

23% cash back per $1 spent on office supplies and business services; 2% cash back per $1 spent on dining and travel: airlines, hotels, Uber and Lyft; and 1% cash back per $1 spent on all other purchases. For details on Rewards Program, please visit https://bhg-cdn.azureedge.net/pdf/Rewards_Program_Agreement.pdf. Rewards options are subject to change without notice.

3The Rewards Bonus period begins on the date your account is approved and ends 90 days later.

Subject to credit approval. Ask for details.

The BHG Mastercard® is issued by Blue Ridge Bank, N.A. pursuant to a license by Mastercard International. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.