Welcome to a better
lending experience

How much money are you looking to borrow?

Estimating your payment won’t affect your credit score1

BHG Money offers business and consumer loan solutions. Below are features of our consumer loans.

How it works

Apply for BHG Money Loan

Streamlined Application

Get started online or
apply over the phone with
no cost or commitment.

BHG Money Approval Process

Quick Approval

Submit minimal documentation
and you may be approved in
as little as 24 hours.2

BHG Money Fund Deposit

Fast Funding

Review your terms and
receive your funds via
wire transfer in as few as 5 days.2

Industry-leading personal loan features

We provide a best-in-class lending experience that will meet your needs — and exceed your expectations.

  • Large loan amounts — up to $200,0003
  • Affordably low monthly payments
  • Approval in as little as 24 hours2
  • Funding in as few as 5 days2
  • Premium service 7 days a week
  • No personal collateral required
  • No lockout period or prepayment penalty

Integrity in everything we do

Since 2001, we’ve been dedicated to serving our customers with the most innovative financial solutions — funding over $15 billion in loan solutions. As we look to the future, we’ll never stop asking: How can we help you next?


Personal loans not currently available in Illinois or Maryland.

1There is no impact on your credit for applying. For personal loans, a complete credit history, which will appear as an inquiry on your credit report, will be performed upon acceptance and funding of the loan and may impact your credit

2This is not a guaranteed offer of credit and is subject to credit approval.

3Terms subject to credit approval upon completion of an application. Loan sizes, interest rates, and loan terms vary and are determined by applicant's credit profile. Finance amount may vary depending on your state of residence.

No application fees, commitment or impact on personal credit to estimate your payment.

Consumer loans funded by one or more participating lenders. Equal Housing Lenders.  

Testimonial(s) based on unique customer experience. Individual customer experiences may vary.

Personal Loan Repayment Example: A $59,755 personal loan with a 7-year term and an APR of 17.2% would require 84 monthly payments of $1,229.

Annual percentage rates (APRs) for BHG Financial personal loans range from 11.96% to 24.91%, with terms from 3 to 10 years.

For California Residents: BHG Financial loans made or arranged pursuant to a California Financing Law license - Number 603G493.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies every customer. What this means for you: When you apply for a loan, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. If all required documentation is not provided, we may be unable to establish a customer relationship with you.