BHG MORE Mastercard®
Benefit more from your everyday spending with exciting offers and features
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Premium features,
premium benefits
Intro Offer
Earn a $50 cash back bonus with $1,000 spend in the first 90 days3
Annual Fee
Intro APR
on balance transfers for 12 months, made in the first 60 days—after that, a variable APR of 16.99% to 26.99% will apply based on creditworthiness
Cash Back
on gas and grocery1, 2
Feel secure whenever and wherever you are
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ID Theft Protection
We are watching out to keep your identity safe and protected
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Zero Liability
Pay only for the purchases you have authorized
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Global Emergency
Lost and stolen card reporting and replacement assistance 24 hours a day, 7 days a week
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Marquee Benefit
Get more cash back
Receive unlimited 2% cash back on gas, groceries and donations to charitable and social service organizations.1, 2
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Industry-leading credit features
Intro Offer
Earn a $50 cash back bonus with $1,000 spend in the first 90 days.3
Cash Back
Unlimited 2% cash back on gas and groceries; 1% on all other purchases.1,2
Intro APR
0% APR on balance transfers for 12 months, made in the first 60 days.
No annual fee. No hidden fees. No over limit fees.
ID Theft Protection
Detection of identity and fraud threats. Alerts on suspicious activity. Identity theft support and resolution.
Mastercard Global Services
24-hour assistance with lost and stolen card reporting, emergency card replacement and emergency cash advance.
Airport Concierge
Enjoy a 15% savings on Airport Meet and Greet services at over 700 destinations worldwide 24 hours a day, 7 days a week.
Priceless Cities Offers & Experiences
Engage in exclusive, once-in-a-lifetime experiences with the people you love in the cities where they live and travel.

1We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1 point per dollar spent as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back rewards.

22% cash back per $1 spent on gas, groceries, charitable and social service organizations; and 1% cash back per $1 spent on all other purchases. For details on Rewards Program, please visit Rewards options are subject to change without notice.

3The Rewards Bonus period begins on the date your account is approved and ends 90 days later.

Subject to credit approval. Ask for details.

The BHG Mastercard® is issued by Blue Ridge Bank, N.A. pursuant to a license by Mastercard International. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.