For wherever you want to take your business, the BHG WORLD ELITE Mastercard can get you there
Apply Now
BHG WORLD ELITE Mastercard Image
Premium features,
premium benefits
Intro Offer
Earn a $500 cash back bonus with $10,000 spend in the first 90 days3
Intro APR
on balance transfers for 6 months, made in the first 60 days—after that, a variable APR of 16.99% to 26.99% will apply based on creditworthiness
benefits, amenities, upgrades and preferential treatment
Cash Back
on office supplies and business services; 2% on dining and travel1, 2
Feel secure whenever and wherever you are
Icon Fraud
ID Theft Protection
We are watching out to keep your identity safe and protected
Icon Credit
Zero Liability
Pay only for the purchases you have authorized
Icon Assistance
Global Emergency
24 hours a day, 7 days a week customer service assistance with Lost and Stolen Card Reporting and replacement
Apply Now
Marquee Benefit
Mastercard Business Assistant
Imagine your own assistant 24/7/365. This robust personalized feature will save you time and simplify your busy day.
Apply Now
Industry-leading credit features
Intro Offer
Earn a $500 cash back bonus with $10,000 spend in the first 90 days.3
Cash back
Unlimited 3% cash back on office supplies and business services; 2% cash back on dining and travel; 1% on all other purchases.1,2
Intro APR
0% APR on balance transfers for 6 months, made within the first 60 days.
Annual fee of $195 (waived first year). No hidden fees.
Better Business Management
Enjoy enhanced features for easy business management, including the option of accounts for multiple employees with assigned spending levels, consolidated or individual billing statements, simplified reporting for tax write off purposes, and more.
Mastercard Easy Savings
Use your Mastercard business card on qualified purchases at any participating merchant and your rebates will be automatically applied to your account.
Exclusive Merchant Offers
Enjoy exclusive offers with popular digital brands every day, time-saving products and services such as Salesforce Essentials, TurboTax, and QuickBooks.
Mobile Receipt Management
Take the hassle out of managing and categorizing expenses with the mobile application.
Travel & Lifestyle Services
Enjoy access to Mastercard Travel & Lifestyle Services, a suite of benefits, amenities and upgrades, preferential treatment, and premium travel offers.
Priceless Experiences
Be the VIP wherever you are with access to unforgettable experiences and exclusive benefits.
ID Theft Protection
Detection of identity and fraud threats. Alerts on suspicious activity. Identity theft support and resolution.
Master Rental
Coverage for physical damage and theft to a rental vehicle when transaction is with an eligible Mastercard and rental company insurance is declined.
Mastercard Global Services
24-hour assistance with lost and stolen card reporting, emergency card replacement and emergency cash advance.
Airport Concierge
Enjoy a 15% savings on Airport Meet and Greet services at over 700 destinations worldwide 24 hours a day, 7 days a week.

1Whether your transactions with a business will qualify for rewards under the stated Purchase Categories depends on the merchant code assigned to that business. We do not control the assignment of merchant codes.

2Rewards are earned as points that can be redeemed for cash back in the form of a statement credit. For details on the Rewards Program, please see the Rewards Program Agreement. Rewards options are subject to change without notice.

3The Rewards Bonus period begins on the date your account is approved and ends 90 days later.

The BHG Mastercard®️ is issued by Blue Ridge Bank, N.A. pursuant to a license by Mastercard International. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.